CEO Curtis Wood:

"I got a few more questions about work flow and wanted to share with you'll.

There's a growing demand for eMortgages. Certain technologies have already been developed or are being developed to facilitate a paperless mortgage work flow. We are exploring the feasibility to either build or integrate already established solutions at various stages that support our goal of a fully mobile mortgage experience.

Bee's overall ground-up Mobile development focusing on automation and blockchain integration will advance the mortgage process at almost every stage and most importantly, improve the customer experience by offering mobile lending with lower rates.

As far as we now know, one such technology that is NOT being developed by anyone other than the Beeteam is the mobile mortgage app and the ability to begin and end the loan life cycle all from a mobile device.

There are other document solutions that offer mobile connectivity to lenders but do not provide a fully mobile mortgage experience. These various solutions must integrate with the lender's current LOS so if the lender does not offer a mobile application for the entire origination work flow these document solutions will be integrated with aging platforms and will not be mobile friendly.

Our mobile app combined with an eClosing ability will shorten origination and settlement producing material savings in an industry high loan production cost environment. With Bee's in-app eClosing capability we anticipate closing time will be reduced from around 60 - 90 minutes to around 15 - 20 minutes. Bee App will also offer a hybird electronic/wet-sign closing functionality if required, and facilitate traditional closing if needed.

There are certain platform actions that are standard throughout the industry such as automatic document audits executed by a back end compliance engine against laws and regs ensuring fulfillment compliance.

Bee automation will execute delivery of MISMO SMARTdoc eNote via direct connectivity to MERS eRegistry. Bee will also house a secure eVault for long-term storage (and eDelivery if needed if loans are off loaded to the secondary market) with a featured audit trail demonstrating proof of compliance.

Not wanting to tie up Borrower smartphone data, disclosed docs will not be stored in-app but in eVault and will be accessible to the Borrower at any point via download.

Bee's digital mortgage platform will

- Provide Borrowers instant real-time access to their loan status in the mobile environment.
- Receive key loan process updates via push notifications and alerts.
- In-app instant messaging with Beeops (with ability to attach and upload docs directly to loan file) will reduce calls and emails to support staff.
- Securely store encrypted data on the blockchain.
- Allow for the sharing of data on the blockchain ensuring key parties are working an up-to-date copy of the file reducing errors.
- Improve data and document integrity, lessen errors and omissions, provide remote settlement options."