Central bank Governor of Spain has told the cryptos bring more risk than the benefits to get. but I believe on more risk more gain theory. If you can not trust crypto, you will not be able to see its value. Risk is associated with all kinda business. It just has to be calculated properly that which one would be profitable for you.
please share your thoughts in favor of mine statement or against.
To return to OP: "Crypto" is neutral. You are completely right. Crypto brings no risk itself. It is accompanied with a new technology, which has big potential for amazing projects, but also attracts speculants, who don't care about the technology.