I totally agree with you. It is really not too late. In fact this is one of the best times to invest, when prices are actually low. One needs to shut off all the numerous inexperienced voices everywhere. It is very easy to speculate and say negative things. It takes only the brave to make a real profit. To paint a better picture, imagine all the people around you who are yet to invest in Bitcoin. Quite many, right? And you say it's late. The odds are that more and more people will still join the market in the nearest future. Then you'll realize that you were early.