I completely agree with this submission of yours. You don't get much returns for playing safe. But you also made a salient point. And I think it must not be ignored. One should only invest what they're willing to lose. And many people do not adhere to this principle. This is why when I hear stories of people becoming bankrupt because of their crypto investment, I sympathize very little with them. Interestingly, this also implies that the richer you get, the more risk you're willing to take. And consequently, the more reward is bound to come your way.