I think in the cryptocurrency world there is nothing that is not risky, importantly the risk is low or high if you want to play safe then I recommend investing in Bitcoin or ETH it can be profitable for You are low but instead is low loss, you should choose the right time to invest it can avoid the loss for you.
Yes , all about crypto is risky . Even you have a collect coins only its risky . Means crypto is all about risky , its up to you whether you want to go or not. But if you know much more about crypto you can be profit. Yes time is important to investing coins and that is one of the best strategies that we need.