I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
in my opinion, if money has been saved, it's better to leave it alone, because if we don't know what will happen, the money that has been saved is used up because it is used in a bad investment and we can only lament our savings money just gone ...
so if it's saved, leave it alone until we really need the money, then we take it ...