This year doesn't allow me too speak about "how to get some profit", I'm just looking how my money going down and have no idea what to do about that. I'm not a tricky trader or something, just got couple of thousands dollars as a reward for help some good ICO projects. So I don't ask about complicated strategies, my question is more about services allowing to automate "money saving". I would be very gratefull for good suggestions and promise to +Merit them whatever it means

I think the simple strategy that you mean has been answered by berrygood and Mr. nicolas1979.
You need nothing but holding, your money may decrease too much but it does not matter you still hold them. I never trust other things except holding. If the coins are really trash you may not be able to see their rise again

You can save your money on your wallet ( hold ) or exchange it into currency ( protect value ). In this situation " hold " in coins/ token is bad decision because market still go down and maybe it will take more time to rise up again. Don't be afraid see red chart but find another way to keep your money save or running it in alternative income is important.
Because by holding it, it means you will never experience any loss, instead you will get more returns when the price peaked.