Atleast people will learn from the mistakes of those before them. Or, we can hope they do.
The bitcoin client really needs some encryption and a welcoming pdf that opens up automatically, with some basic information on where the wallet is, how to encrypt it, and perhaps functions like loading a wallet from a USB stick. I encrypt my files manually but know for a fact that most generation myspace/facebook people arent doing this.
On topic: the exchange rate of btc/usd is being manipulated by traders on mtgox. why would anyone have their savings in btc?