Even if Monaco and TenX get their cards out before Minexcoin, there is enough room for multiple cards. Especially if the next crypto bull run whenever that is attracts more crypto investors. If they all reach a working product I am sure many people will get multiple cards. So chill out and stop caring who gets their card out first. The first one to issue might even face some unexpected problems, which the others will learn from and avoid. Therefore being the first crypto company to issue a card might not be as beneficial as everyone thinks.