Ripple is a shitcoin as they say, I've heard alot of negative comments about Ripple, they say ripple is a scam coin because it's centralized and majority of the holders are from banks. What do you think? Should I trust Ripple?
Ripple is a promising project so I think investing on it seems a good idea and in cryptocurrency all you need is to take a risk and if you think that ripple can change your life then start an investment with it.
Honestly, now Ripple, which is ranked third for capitalization, looks good in comparing to Ethereum, which is ranked second. The XRP graph is more smoothy. Its price doesn't fall too low during the global market dumps, and its price is pumped higher when the crypto exchange markets are green. I think that Ripple has a potential, in spite of its major disadvantages which are the centralization and a huge pre-mine.
In any case, currently I advice to invest in Bitcoin expecting the probable approving ETF by the SEC this September.