I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
In order not to lose my savings, I recommend investing in gold. One of my friends said: - How did a one-room apartment 30 years ago 1 kilogram of gold, and now it costs 1 kilogram (in my country) ...
Obviously this is an advice of a very experienced person. Gold is a very rare asset when it comes to price volatility. But saving money through gold does not seem to be very beneficial. Make money savers into smart money, that is, invest, to make them profitable for their owners. I have applied this way, and have certain success.