For me, you are too afraid facing the market situation. Crypto market will be always unstable and no fixed rates for every coins. Bitcoin rate sometimes rises and goes down, it is unavoidable since no one can control the price. But if you can learn the market situation and take advantage by the unstable condition, it will be worth for you. If you can't do it, to take exit is the right option.
It seems like that, there is no doubt that the future of crypto will continue to improve so we have to be optimistic about the future of crypto, most people do not understand the risks so they are too scared because of the drop in prices.