I am planning to do the trading, if I earn big in my bounties I will used some of it for trading, some for the reinvestment. For me planning ahead is one way of making big earning. If you plan where to use your money then you will not waste the money that you earn and I will also do hodling so that If I lose in doing the trading then I will not lose my money. Planning ahead of time make you more discipline on how you will handle your money. Because if you already get your earnings then you know what to do with it you will not your coins on the things that is not important.