Crypto is money, you are absolutelly right, but Universa is also blockchain, that may have other functions. So you should remember it. Universa is making new thing, which will work, so stop talking about money)
Guys, it's OK to talk about money. But we should understand, that money isn't everything in Universa and not even the main aspect.
Granted, this is quite hard concept to understand for a lot of people. Andit's really tempting to talk about more "grounded" things like money