Maybe sell half by the end of the year because i kinda need money and continue on holding on what is left for me to hold on.
I think this is the main problem. Although the cryptocurrency market is generally available, but many people meet with such a problem "need money" and then have to reckon with the unfavorable rate and all the consequences.
Many people are faced with the fact that they need money for their needs and this is quite normal, but if there is no emergency, now there is no point in selling coins, because the prices for many coins are now several times lower than they were even a few months ago. It makes sense to wait until the end of the year and if there is growth, then sell as many coins as you need.