Is there a service similar to ShapeShift that makes it super easy to exchange your BTC to a working Credit Card number that you can instantly use to make a payment online? No physical cards. Just for online use.
The application of cryptocurrency being payed for bills is still hard because bills are greatly associated with the government and its taxes. What I think is effective is that bitcoin should setup its own debit card so that its usability will be upgraded. Nonetheless, the crypto market still has a lot to tackle concerning the laws of many countries.