Are you going to have to turn toward centralizing at one point or will Agate remain decentralized no matter how big it gets?
To be honest that wouldn't make sense to centralise everything in the end. So I hope it will stay decentralised
Some things will need to be centralized I think , due to complex Agate systems.
You are right, like iFIAT ecosystem and POS terminals will surely have to be centralized to function properly.