Everyone has their own secrets.
Personally, I would not invest in Ripple, for me it's a useless coin.
At the moment I have not seen a single project, where many people used coins.
For now, it's just the names on the screen.
Seems like you are a newbie that has just entered the market and doesnt know much about it. Let me explain the use case of ripple to you as I have some good knowledge in this field. Ripple XRP is a coin that offers solution to banks, money transfer and big institutional firms. XRP helps to convert one fiat currency to another fiat currency in just matter of seconds with negligible transaction cost. Its the best solution so far for international transactions and is better than SWIFT network. Therefore before posting on forum, do some research and gain knowledge in the field.