Recent losses on credit cards amounted to $190B - if it were that easy to trace, surely they wouldn't be losing so much would they?
Please share where you got that number.
If possible, substract the frauds by cardholders themselves, and the frauds where the thief has been caught and/or the money recovered.
For the sake of argument, let's say it's only $10B. It's still a massive amount of money to not be able to trace.