In my perception, crypto will make people smarter. For me, its because crypto can give idea to what people will do on how to invest and get profit. In such things, other are using thier own abilities on how to hacked accounts just to get money from others. It makes smarter to people for there is something to get from crypto.
i think that peopel should stop being afraid of cryprocurrenc just start with some amount of money and do not waste it learn and you will be fine