A few countries and central banks have been talking about digital currency, and most of them are carefully ignoring the term crypto. Fact is- digital currency is not the same as cryptocurrency. These countries/central banks are recognizing the benefits of the digital currency features of cryptocurrency, but they dont want any of the decentralized uncertainties that come with blockchain-based currencies.
Will countries or central banks create their own cryptocurrency?
You yourself dont even know what you are saying. How can you be saying that cryptocurrency is not the same as digital currency ? If cryptocurrency is not the same digital currency, then what is cryptocurrency? Well, central banks and countries are not going to create any cryptocurrency, because its not their job to do that.
There are already banks, and there are also easy ways you can transact with your bank. Most of the times you dont even need to go to bank as long as your have a smartphone or computer, cause most transactions these days can be done online with your bank.