edited: (changed from question to statement)
If the Banks where about to give a service where the people can get a LOAN via Bitcoins I guess, it would be beneficial to all of us,The Banks and The Traders.
I think with this, trading would be a lot more easier, am I wrong?
Escrows will have an easier way to get money from other individuals, and the budgets for the Campaigns will be a lot more than before.
Lending will have to change in order to function under bitcoin, the loans with interest rates are justified under the current system where the government prints a significant amount of money, in my opinion if there is going to be lending in bitcoin the interest rate needs to be only the inflation rate of bitcoin during that period or else that will be usury.