many wallets are safe and reliable, but it all depends on what you want to choose. I can recommend the luno wallet, although this wallet is fairly new, but this wallet has shown a sense of security and comfort for its users. luno has four very unique features in my opinion like, the first is deep freeze deposit, this feature is used by traders for most bitcoin they have in luno wallet. If you use it, you will get two benefits because of the nature of the multi-signature wallet offered. This wallet is also equipped with a private key (private key) stored in several different bank vaults. the second is hot wallet, this feature provides services with facilities owned hot wallet multi signature. So, there are 2 keys that apply, one key held by luno.
third is password in luno wallet stored in hash form. that is, only you are the only person who can access the password you have created before. luno also guarantees the power of passwords created when you first register in your wallet or luno account.
and the last one is the two factor authentication, 2-factor authentication is a feature that is provided specifically to be an additional security system.

but still yes a hard wallet the safest one , it just sometimes not as easy as what people said , i mean it cost quite huge amount of money when you only want to store a couple bucks only it won't worth.