Maybe but it's up to people how to change their life with crypto because if your kind of people that always wasting your money in nothing you will not succeed.  Because for me i know to my self that I will  be successful in crypto because if my hard work and patience. Cryptocurrencies will help to reduce the unemployed people or the poverty because if the financial help that they get in crypto but with their own hard work. You already see people's opinions on 'virtual' money becoming acceptable. People waving their phone or debit card over a payment terminal and it magically being paid for would have never been the norm 10 years ago. Crypto has to go the next step though and force people to question why would I invest in decentralized vs centralized? I think when the next big bank crisis happens that will be the catalyst for that providing crypto doesn't plummet with it. I'm guessing it'll go the opposite though and people will be wanting to transfer funds out of banks and into crypto.