Hey, everyone! Somedoby has mentioned here that you are planning to obtain a bank license well, is that really true?
That is true, it will be needed to support all the conversions and payments system plus POS Terminals.
POS terminals especially.
That's one of the main reasons I believe this project is a scam. The chance of bank license is almost zero. It is only a big item to absorb more people to get their money.
I would suggest to do some more due diligence about regulation and what actually happening in reality, Australia already issued several full and light banking license (include 3 new licence just yesterday check the link below) beside that in order to operate in financial system you don't necessarily need to obtain a bank licence , having or leasing a AFSL license is the fastest and most efficient way to legally operate in financial space.
I don't say Australia would not issue banking license. That's nothing to do with your project. Getting a banking license for Crypto transaction is almost impossible now. It looks like that you are trying to disguise the fact about your project to make it falsely appealing to investors.