I don't understand the whole 5ND thing... and I CAN'T AFFORD TO FIGURE IT OUT.
I think you're confusing can't with won't. Honestly in the current climate you can't afford
NOT to understand. Take the time, read, and hell ask questions, but making uninformed knee-jerk reactions is really not beneficial. Do that for any pool not just this one, but once you fully understand you'll see why this is a good pool.