I think that people will not be smart in cryptocurrency area , because we will have soon regulation of crypto sphere. Investors will thought that they are protected by government, but it will not true.
By and large, it does not even matter who and how clever. They will also lose everything, as soon as the governments of all countries start withdrawing from circulation absolutely all paper money. As a result, we will return to what we left behind. We will change the decentralized beads and seashells