I think HODLING is a good decision when you are undecided what to do on your crypto but to make it policy is a different thing. When you say policy, it is something you agreed to do and be mandated according to what is written on the said policy. Crypto investors has the right to decide what to do with their tokens, they are free to buy, hodl and sell whenever they want. HODLING cannot be a good policy, but a privilege of an investor,.... HODLING and waiting for the right moment to come if they want to let go of their cyrpto.