Worldwide retail sales, including in-store and online purchases, are projected to jump to $3.6 trillion by 2019, according to eMarketer. However, the proportion of online sales still remains rather small, at just 12.8%. There is huge potential for online sales growth, which is being boosted by POS lending and installment plans. 7Seconds' solution is likely to facilitate growth in online POS lending and thus contribute to total growth in online sales.