this is a very nice project. now the crypto world has to have credit transactions. banks reach customers in a virtual way and offer credit opportunities. this system should be decentralized now.
Since the traditional finance to current status, credit has been an important issue to all parties in the society and people(as you mentioned crypto world also need). but, still many people are not available to get benefit from it. To solve it, the credit system should be decentralized. MCC will do that.