In the previous post you state "please elaborate on this LTC".
Then in your sig you state you accept all cryptocurrencies.

So you're conceding that you don't know what LTC is?

Nobody give this guy anything unless he coughs up 105% in alt-coin collateral.  This one is close to the top of my "Fishy ****" chart.

EDIT:
"wondering what my options are"
Here are some

Give the person who is offering you a loan the following:
Enough alt-coin to cover the loan if you happened to not pay.
Send the loaner an item valued at the loan amount.  If you don't want to do this, use an escrow agent.
Provide the loaner with documents that verify who you are that can be cross-referenced.

If you cannot do this, then you cannot have a loan.
Plain & simple.