The last thing people want is to make their own decisions. This is responsibility. Therefore, there are governments, armies and services. Crypto is an environment in which everyone must take responsibility for themselves.
We do not need SEC, banks, governments. If crypto will accepted officially, it will not be crypto as is.
I agree with you.
And the fact of existence of the term "officially" makes me sad. I think it should be replaced with "proved by... audited by.. expertised by.." and so on.