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No, actually the 1% hold a lot of assets, which are being driven up by the debt based system. Most of the 99% own a tiny amount of assets per person in comparison. They are creditors but not in any meaningful way.
The 99% will never be able to become the 1%. This is the system. It is unfair and it has been in place for the last fifty years.
99% of people you meet liking inflation indicates you are probably working in finance, economics or government. Real people with real jobs hate inflation. Especially the millions of unemployed people in the US and Europe.
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No.
Inflation in EU is very low, monetary policy is restrictive and EU has significantly higher unemployment than any other major economy. I haven't heard a single unemployed person complain about inflation ever and I've been around a while (Yugoslavia with hyperinflation, Slovenia with own fresh currency and now ). Which 'real' people are you talking about?
You are also neglecting companies, business. They do most of the borrowing. People work in companies. Companies need to take loans (or issue shares) to grow business and offer jobs. If a company stops to borrow money it's usually a seriously bad sign, it means it has no idea, no room to grow and it will be overrun by competitors, people lose jobs.
As there is low inflation in Europe as you say, people don't complain about inflation. Instead they complain about poverty, unaffordable goods and rising property prices. These are all symptoms of the debt based fiat system artificially raising the prices of food, fuel and assets.
Borrowing is important to the debt based fiat system, however it perpetuates inequality. A new paradigm is dawning. Individually, we can choose to opt out of fiat and into bitcoin. We can rebuild the economy like the Germans did after WW2 on a bedrock of hard money. Bitcoin is harder than the Deutschmark. The euro was also meant to be hard like the Deutschmark but weak countries like Greece, Portugal and Spain incurred too much debt and are now trying to soften the Euro via ECB money printing.
Only weak uncompetitive countries in the EU want a soft currency. They want more than they are entitled to. Strong countries like Germany, Finland and Austria do not fear a hard currency. They love it because it preserves what they are entitled due to their economic efficiencies.