Money is not at all safe in cryptocurrency, There are so many hackers around here who's only business is hack a wallet of bounty hunters to get money without doing anything.
Money is not in a safe nowhere, in a pocket - can be stolen and lost, in a bank - can be lost if bank becomes bankrupt, as well as money constantly lose value due to inflation, therefore money is not in a safe nowhere
I think your right mate, actually our money will never be safe in cryptocurrency because of so many hackers waiting to invade our accounts. So we must be very careful in doing transactions or checking our accounts by not going to phishing sites that would help the hackers get our private information. Just always try to pay more attentions in here. Good luck.