One of the biggest problems in the insurance industry today is that product design and customer are too far apart.
Hello dumbtool45, you're right! Instead of a one size fits all insurance product, Black Insurance allows the brokers to design insurance products tailored to their customers, which results in more afford premiums too! I have attached an illustration on how Black Insurance will disrupt the insurance industry!
https://i.imgur.com/Xbl3tpy.jpg