Last year in early december I bought eBitcoin token which turned out to be a scam. Luckily for me I sold them before the ePRX snapshot but alot others have made losses. I really believed this token would be a succes but I've realized that alot of these ERC20 tokens have the same things in common. The devs (or better said scammers) create alot of hype and pretend their token to be the real deal while they never intended to create a working product. I've thought about investing in tokens like Credits and Elixir but I'm afraid they are all the same kind of scam.
Do you trust them?
As we know scammers are everywhere but its very unfortunate that many was victimized the so called ebitcoin scheme but there is still hope as you mention platform like credits is not a scam and its very promising soon to be one of the succefull erc20 token base platform.