In my opinion, the ripple is worth buying, quite a few large organizations are still holding the ripple, and its applicability is expanding in life. However, the market is unclear about the trend, the price of the ripple may decrease slightly, so you can divide its capital to buy a part at the current price.
For me, buying ripples is a bad idea. I do not like centralization. Ripple is not a crypto currency. I'd rather buy an ethereum, bitcoin, litecoin is a stable coin