Your conclusions have the right to life. One remark: XSpec have much more risk than XMR. Monero is a time-tested project but Xspec is a quite dark horse with an unpredictable future and possible huge profit. Every makes own choice in this case.
I agree with you that everyone should analyze and choose for themselves the project.
Monero is very popular
NOW and has more stability but also greater capitalization.
XSPEC few people know about small coins and small capitalization, which I'm sure will help those who buy now get a lot of money in
the future