what do you think about altcoin,do you think is the time to buy? am afraid because all my money is heading to zero.. 
Actually not only you that your coins or money goes to zero. Ill think all of us in here same situation but we need to trust that altcoins be back again into a high prices so we need to wait until going up again. Very true, nothing is heading to zero apart from worthless projects with no development and products, these deserve to disappear from the market If you made good investments in the right projects you don't have anything to fear except fear itself.