I'm with you on this one I don't understand why AP is set so high by users. We have set 10 dents as minimum for a very good reason............. The entire network is under full attack (see what happens to cryptopools right now...) and one has to treat coins like it is their money... Pools aren't banking software; it is a service provided. We do what we can as pool ops; but we aren't protected by the same software that banks use (and even that gets attacked once in a while with insane consequences...)