I see that many of you actually liked the concept of 20 % method wherein you allot 20% of your earnings to be saved as emergency fund.
So I was thinking, if that 20% allotted will be invested in a time deposit kind of account, will it still be possible to earn as much or invest it in cryptocurrency? Or maybe just let the money sleep until such time you will need it?
What will be a wise kove to do with the noney you have saved up?
As for me, I always let my budget circulating in some of investing thing. In my investing plan, I tend to separate my funds into 3 parts. Firstly, I use 50% of my saving for real estate. It actually could bring benefit for me but it sometimes keeps your money for a long time. Secondly, I will spend 30% on the cryptocurrency. I realized that there is a lot of opportunity in the crypto market. Lastly, I use 20% to invest in some instant short business in the short term.