I don't know how this dufde hasn't managed to get their profile red tagged yet but I'm pretty sure I have known them for a terrible loan repayment history. I can't find the related threads now but if anybody wants to consider a rational advice, stay away from this dude. Lending him money is as good as donating them to a charity.
This is the thread you are looking for. It looks like it took about 9 months to repay a 1 months loan. Being that the OP is offering his account as collateral, it is probably safe to say any lender will have sold the OP's account (for a large loss) long before the OP is ready to repay.