The biggest criticism is not hacker, but in your forgetfulness to keep all the data.
Carelessness will also impact failure,
if you are nervous and hunt for the latest information.
You may store data in a safe place, fill all the security until layered.
Yes you are right because as long as I know, crypto wallets like MEW, XLM,ACT, etc they can't be hacked except the hacker knowing your private key. So.. You must have a big awarness to.phising website, I think