How do you think banks make money, how does a bank make money to pay its employees and business operational?
Does the bank rely solely on interest on loans from banks?
Banks not only rely on loaning money to the public to make profits, however most of their money is made through credit cards that have great interest rates, but another way in which they get a lot of money is that they offer investing packages in which they offer you some of the profits but as you may guess they keep most of those profits to themselves, so you take all the risk of losing money and yet they get most of the profits.
they really can make a money thru interest rate specially for the credits and loans also with that they will invest it in the stock market they really used the money of the people specially the depositors to do investment that is why they can lend money to the people.