What do you mean by monthly in? Anyways that kind of a collateral isn't a valid one in general.

There is no special in that account unless someone will take advantage of the level limits. The only who can take advantage of that is those living on PH. But with the amount requested I will say to you that you have 0% chance of getting the loan.

Offer other collateral instead. BTC0.3 is not a joke.