The founder of ETHEREUM said that over 90% of ICOs are scams. By participating in an ICO, you give your money to a project that probably will never happen. Every day a new ICO comes out ... but what surprises me is that many people invest their savings in these very high risk projects. I think it is much better to invest in real projects already listed on the stock exchange .... of which you know everything well ... For example, BANKERA looks like an ICO scam .....
You're right that 90% of ico's are scam because I experienced it myself last time when I invested my money in some money grabber ico . I thought that it was legit because their preparations are good so I trusted it but after a week or so they just lost .