I heard the news, that banks are afraid of bitcoin and can replace banks, because the excess of bitcoin is much compared to local banks
Banks don't like the way bitcoin is created by being a decentralized currency but they are not afraid of it. Major banks are also planning to integrate cryptocurrency in their system by either adopting an existing coin or creating their own coin. Ripple is one example which is adopted by some banks and payment networks. In the future, many banks will also create some sevices that involves with the use of cryptocurrencies.