edited: (changed from question to statement)
If the Banks where about to give a service where the people can get a LOAN via Bitcoins I guess, it would be beneficial to all of us,The Banks and The Traders.
I think with this, trading would be a lot more easier, am I wrong?
You're wrong. Just look around there are a lot of banks not allowing crypto-fiat exchange, what's more loaning people for crypto? Besides the idea of loaning just for trading is not the best strategy because of the risk. I wouldn't recommend it. Just imagine if you borrow money from someone and invest it in the beginning of the year? You will be having a hard time to pay because we suddenly goes on a bearish trend.
Escrows will have an easier way to get money from other individuals, and the budgets for the Campaigns will be a lot more than before.
I don't get the escrows thingy. That's why its called Budget, campaign managers need to assess and do the work within the allotted funds given to them. No more, no less.