can somebody from New Zealand or Australia buy BTC or BCH from them using their credit card?
I am not someone from New Zealand or Australia but you might want to try using
Paybis to purchase bitcoins using credit card balance and if you want some bitcoin cash, buy it on exchanges after you have bought some bitcoins. You can also refer to this
site to choose which exchange is the best to use in buying bitcoins when the first option above did not work for you. They might be complicated to use but at least it is better than bitcoin.com