saya kadang berpikir kalau hardware wallet itu beresiko karena beberapa hal misal kalau hardwalletnya hilang atau perangkat tersebut ada masalah ya habis semua lah kecuali ada backupnya sih

Ledger Nano S
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Back up dan Restore
Saat penginstalan Ledger Nano S disediakan 24 kata recovery phrase.
Jika Ledger Nano S anda hilang atau anda kehilangan akses ke akun crypto anda, Anda masih bisa me-restore akun anda. Cukup dengan menggunakan 24 kata recovery frase tersebut untuk memulihkan akun Anda di hardware Ledger Nano S yang lain.
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Back up and restore
24-word recovery phrase to regain access to your assets

Your Ledger hardware wallet stores your private keys, which enable you to authorize transactions using Bitcoin, Ethereum, Ripple or any compatible crypto asset. The assets themselves, however, remain on the blockchain.
If your Ledger hardware wallet gets stolen, lost or you lose access to your crypto accounts, you can easily restore your accounts. Simply use the 24-word recovery phrase provided during the initialization of your device to restore your accounts on another Ledger device.
Your accounts will be restored instantly, and you will again be able to securely manage your crypto assets.

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Semua wallet beresiko kalo ga ada backup, entah itu dekstop wallet, mobile wallet maupun hardware wallet. ...